Bangor Is Not Bremerton, and Treating Them the Same Is the First MistakeOrders say Naval Base Kitsap. Somebody starts searching listings around Bremerton because that's the name most people associate ...
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PCS to Naval Base Kitsap
Incoming to Naval Base Kitsap? We’ve Got You
We’re Marilyn and Jason Richesin — and in the past six years we’ve helped more than 100 military families relocate to Kitsap County. Jason served 24 years in the Marines and Navy and PCS’d here twice himself. Marilyn grew up as a military brat and later PCS’d across the country as a military spouse. We know this move personally.
Jason Richesin, U.S. Navy Lieutenant Commander (Ret.) and former Marine Corps Staff Sergeant · 24 years of service
Marilyn Richesin, military spouse and Military Relocation Professional (MRP) · PCS relocation specialist · VA loan specialist
Buying in Kitsap
VA loans, BAH strategy, sight-unseen purchases, VA assumable mortgages — we handle the full picture for incoming military buyers.
Kitsap PCS Guide
Our Military Family Guide to Kitsap walks you through the county — neighborhoods, communities, schools, and what life actually looks like here before you arrive.
Client Reviews
What Military Families Say
★★★★★
"Our process began on Zoom while we were still stationed overseas. When a home matching our needs was listed, Jason had us in for a tour before the For Sale sign was even up — and our offer was submitted within hours. As a veteran himself, Jason understood exactly the situation we were in. He was also extremely diligent about finding VA loan assumptions and knew exactly how to navigate them. We could not be more thrilled."
T. Brown Navy Veteran · Purchased in Silverdale, WA · 2026 ★★★★★
"We bought from the other side of the country without seeing the house in person — Jason's detailed video tours meant zero surprises when we arrived. They even gave us a ride to the airport."
Deanna L. Military Buyer · Purchased Sight-Unseen ★★★★★
"Marilyn & Jason were very professional and helped us get our unique property sold in time for our cross country PCS!"
Jennifer S. Military Family · Kitsap CountyCommon Questions About PCSing to Naval Base Kitsap
How much is BAH in Bremerton and at Naval Base Kitsap in 2026?
For 2026, BAH for the Bremerton area (WA306) is $2,364 per month for an E-5 with dependents and $3,045 for an O-3 with dependents. Because VA loans require no down payment and no PMI, most of that allowance can go toward a mortgage payment. BAH is tied to your duty station zip code, not your home address, so you keep Bremerton-area BAH wherever you buy in Kitsap County.
What are the best areas to live near Naval Base Kitsap?
It depends on which gate you report to. Silverdale sits between both bases — about 15 minutes to Bangor and 15 to Bremerton. Poulsbo is popular with Bangor families, Port Orchard and Bremerton work well for shipyard and Bremerton-side commands, and Kingston suits families who want small-town living with ferry access. Richesin Homes helps families match neighborhoods to their actual commute before they buy.
Can I buy a home near Naval Base Kitsap with zero down?
Yes. With full VA loan entitlement there is no loan limit and no down payment required in Kitsap County, and no monthly mortgage insurance. The main built-in cost is the VA funding fee (2.15% on first use with nothing down in 2026), and buyers receiving VA disability compensation are exempt from it entirely.
Can I buy a house in Kitsap County before I arrive on PCS orders?
Yes — many Richesin Homes clients go under contract before setting foot in Washington. Jason Richesin (retired Navy submarine officer) and Marilyn Richesin (military spouse and MRP) run video walkthroughs, honest commute assessments to your specific gate, and coordinate VA lenders who close on PCS timelines.
Who are the military relocation specialists for Naval Base Kitsap?
Richesin Homes, led by Marilyn and Jason Richesin with Keller Williams Greater 360, specializes in military PCS relocation to Naval Base Kitsap. Jason is a retired Navy Lieutenant Commander and former Marine with 24 years of service; Marilyn is a Military Relocation Professional with firsthand PCS experience. They hold a 5.0 rating across 53 Google reviews. Phone: (360) 386-2045.
From Our Blog
How Far Does BAH Go for E-5 and O-3 Families in Kitsap County?
E-5 BAH at Naval Base Kitsap is $2,364 per month with dependents in 2026. O-3 is $3,045. Those are not small numbers. But they're not ...
Ready to Talk?
Reach out anytime — whether your orders just came in
or you're planning months ahead.
Or Call (360) 386-2045
