Kitsap's Best-Kept Mortgage Secret | Assumable VA Loans

Marilyn and Jason Richesin, Richesin Homes at Keller Williams Greater 360

The Low-Rate Homes Nobody Talks About

Some Kitsap homes come with the seller's low mortgage rate, and you can take it over. It's called a VA loan assumption.

That can mean a lower monthly payment than a brand-new loan at today's rates.

You don't have to be a veteran. Non-veterans can assume a VA loan too, as long as the seller agrees and the buyer qualifies with the lender.

These homes don't show up as a search filter. You have to know where to look. That's what our list is for.

Example: Our Baker Heights listing comes with a 5.6% rate.

Loan assumption requires lender approval and buyer qualification, whether or not the buyer is a veteran. VA entitlement considerations apply. Rates and availability subject to change.

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Marilyn Richesin

Team Lead, REALTOR® | Richesin Homes @ Keller Williams Greater 360

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